Consumer Finance BNPL · Google Cloud Marketplace
Buy Now, Pay Later
for Banks & Fintechs
Vestigo enables banks and fintechs to offer installment splitting on both card and account transactions — a cloud-native SaaS platform available on Google Cloud Marketplace.
- GDPR Compliant
- ISO 27001
- EU Hosted
99.95%
Guaranteed Uptime SLA
24/7
Enterprise Support
4
Pricing Tiers
EU
Hosted & GDPR Compliant
Platform Capabilities
Everything needed to launch BNPL
Card & Account Transaction Splitting
Customers split any eligible card or account transaction into fixed monthly installments — directly within their banking app, no new credit line required.
Multi-Tenant Architecture
Each institution gets a fully isolated environment with dedicated compute and data storage. No shared infrastructure, no cross-tenant risk. Enterprise-grade from day one.
Real-Time Processing
High-throughput event processing handles millions of transaction events per second, delivering installment plan generation with minimal latency at scale.
Bank-Grade Security
GDPR-compliant, ISO 27001 architecture. Encrypted at rest and in transit. Full audit trail for every transaction and every installment plan.
Seamless Integration
Secure REST API layer integrates with your existing core banking systems, card processors, and mobile banking apps with min. engineering effort.
Google Cloud Native
Deployed on Google Cloud Platform. Available on GCP Marketplace for streamlined procurement and consolidated billing.
How It Works
From transaction to installment in real time
01
Customer Makes a Purchase
A customer completes a purchase using their bank-issued card or initiates an account transaction.
02
Vestigo Detects Eligible Transaction
The Vestigo platform receives the transaction event and evaluates installment eligibility in real time.
03
Installment Plan Offered
The customer receives an in-app notification offering to split the transaction into 3, 6, 9, or 12 monthly installments.
04
Institution Processes Installments
Upon acceptance, Vestigo orchestrates the installment schedule and repayment tracking — all within the institution's infrastructure.
Platform Capabilities
Isolated infrastructure for every institution
Unlike shared multi-tenant platforms, Vestigo provisions fully isolated infrastructure per institution. Your customer data never shares compute with another organisation.
- Dedicated compute environment per institution — full isolation
- Isolated database storage per tenant
- High-throughput event streaming for real-time processing
- Secure REST API layer for core banking integration
- Cloud Monitoring + Logging with 99.95% SLA
- Deployed in EU regions for GDPR compliance
Built for Banks & Fintechs
Accelerate your digital lending strategy
Banks and fintechs that deploy Vestigo add a high-demand consumer finance product to their existing portfolio — with minimal infrastructure investment and a fast time-to-market.
99.95%
Uptime SLA
24/7
Enterprise Support
4
Pricing Tiers
EU
Hosted & GDPR Compliant
Get Started Today
Ready to launch BNPL?
Deploy Vestigo from Google Cloud Marketplace. Choose the tier that fits your transaction volume.