Transparent Pricing
Find Your Tier
Vestigo is priced by annual installment transaction volume. Choose the tier that matches your institution’s scale.
Small
Annual Transaction Volume
Up to 1,000,000
card or account installment transactions per year
This tier is right for you if:
- Community banks, credit unions, or neobanks launching BNPL
- Single-market or single-product deployment
- Pilot or initial rollout phase
Medium
Annual Transaction Volume
1,000,000 – 100,000,000
card or account installment transactions per year
This tier is right for you if:
- Regional banks or mid-size fintechs with active BNPL demand
- Multi-product or multi-channel deployment
- Growing customer base with increasing transaction volume
Large
Annual Transaction Volume
100,000,000 – 1,000,000,000
card or account installment transactions per year
This tier is right for you if:
- Tier 1 banks or large fintechs with high transaction volumes
- Multi-country or multi-brand deployment
- Full product customization and dedicated support required
Enterprise
Annual Transaction Volume
More than 1,000,000,000
card or account installment transactions per year
This tier is right for you if:
- Global banks or financial groups with very high transaction volumes
- Complex multi-region or multi-entity deployments
- Bespoke commercial and technical arrangements required
Feature Comparison
What's included in each tier
| Feature | Small | Medium | Large | Enterprise |
|---|---|---|---|---|
| Annual transaction volume | Up to 1,000,000 | 1,000,000 – 100,000,000 | 100,000,000 – 1,000,000,000 | More than 1,000,000,000 |
| Standard installment plans |  |
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| Card transaction splitting | |
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| Account transaction splitting | |
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| White-label customer interface | |
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| Core banking integration | |
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| Custom installment rules and product design | — | |
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| Multi-product deployment | — | |
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| Dedicated success manager | — | — | |
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| Custom SLA | — | — | |
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FAQ
Frequently asked questions
How is the tier determined?
Your tier is based on the total number of card or account installment transactions processed through Vestigo per calendar year. We recommend selecting the tier that matches your expected annual volume at launch.
What counts as an installment transaction?
Any card or account transaction that is split into monthly installments through the Vestigo platform counts toward your annual volume. Transactions that are not converted to installments are not counted.
Can I upgrade between tiers during the year?
Yes. If your transaction volume exceeds your current tier limit, you can upgrade at any time. The fee difference is prorated for the remaining contract period.
Are onboarding and integration included?
Yes. All tiers include full onboarding, integration support, and technical documentation at no additional cost.
What is the contract term?
The standard contract term is one year, billed annually. Multi-year arrangements are available on request.
What if I need more than 1 billion transactions per year?
For volumes above 1 billion transactions per year, we offer a fully bespoke Enterprise arrangement. Please contact us to discuss your requirements.
Not sure which tier fits?
Tell us about your institution and expected transaction volume — we will recommend the right tier and walk you through the onboarding process.